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Topo Padilla of Greg Padilla Bail Bonds Talks Bail Bond Reform on The Legal Hour with Mike Chastaine.

What is the cost of a bail bond and is that cost refundable?

The cost of a bail bond in California is regulated by the California Department of Insurance.

Our insurance companies file rates with the Department of Insurance. In California it is ten percent of the bail bond. However there is the ability of when certain factors are met to have the premium drop to as low as eight percent. So the cost is just like car insurance, house insurance, or life insurance. You pay an insurance premium to those insurance agents. Well we’re insurance agents as well. So the cost of a bail bond, on let’s just talk about it. The standard rate is ten percent. So if the bail is set at twenty-five thousand dollars you would pay a bail bondsman two thousand five hundred dollars. That’s an insurance premium. One of the things that we do at Greg Padilla Bail Bonds, is we go through every stitch every line of the contract, so that you understand it before you leave our office or you ever do business with us. And one of the things that we go over time and time again is this: the premium for the bail bond is fully earned upon the release of the defendant from jail the fact that he may have been improperly arrested bail reduced and or if his case is dismissed, shall not obligate return of any portion of said premium. So that fee is earned by us. That’s how we operate and stay in business and that’s how we get paid for taking the risk we do when we bail people out of jail.

So no, the insurance premium is not refundable. Often times it’s unfortunate that we bail people out of jail and then they go to court and the DA decides not to file charges. Well that’s very fortunate. I mean one should be absolutely thrilled about it. However, often times they look at us as though we’re the enemy… as though we ripped them off. Well first and foremost we in the bail industry don’t set the bail amount. Bail amounts are set by a bail schedule that each jail has throughout California. Those are set by judges. We don’t set that. And then secondly, we don’t know if the person that they’re going to file charges or not. I guess one could say, I mean… and I hate to be sarcastic, but I mean would you rather have them file charges so you can get your money’s worth? And in really and truly often times we have to say that to people because I say when we bailed you out, we explained this about the insurance premium. And now that they haven’t file charges it is very fortunate and unfortunate. But I think to the latter it’s very fortunate that they didn’t file charges. And you know with regard to whether they file charges or not. The fact of the matter is it’s it’s not determined that you’re guilty or innocent it. is that the district attorney has decided that this case may not be prosecutable to the extent that they could get a conviction in trial. They’re certainly not saying everybody’s innocent or they were wrongfully arrested if they decide not to file charges. That’s not what they’re saying .They’re just saying we don’t know if we could get a conviction with the evidence and the witnesses we have. So you know to that extent, a bail bond is it is a very good and necessary part of the criminal justice system because it keeps the wheels of justice turning. It helps people get out of jail while they’re going to court.

So that’s that’s how that works as far as a financial end of a bail bond.

530-458-8880 – Colusa County

Bail Bonds Colusa

Bail Bonds Colusa

HOW BAIL WORKS AND OTHER FREQUENTLY ASKED QUESTIONS

Although bail bonds are a term that has cemented itself in the American lexicon, many people don’t understand what a bail bond is or how bail works, what the cost of a bail bond will be, or how posting bail works. We’re here to answer all of these questions (and many others) to help make the bail bonds process as simple as possible.
More >>

What Happens To My Bail Bond If I Missed My Court Date?

A bail bond has one purpose and that is to insure the appearance of a person in court. The bail bond is an insurance policy between the court and our agency to guarantee your appearance in court. The bail bond is valid for the entire time a person is going to court once the person is released on bail.
More >>

Download Forms

Per the instructions given by our agent, you can either fill the forms out and fax them back to our office at 916-446-1076, or if you have the ability, you can download the forms, print the necessary forms, fill the forms out, then you can either scan them and then e-mail them back to office@padillabailbonds.com or you can fax them to 916-446-1076. Again this process will be discussed with you by our agent at the time of your initial call.
More >>

Pay for Bail

To pay for your bail, click on the “Pay Now” button below, which will take you to a secure encrypted PayPal page where you can pay the amount of bail you have been required to pay.
More >>

Immediate bail bond services in Colusa (Colusa), California.
Nationwide service available.

Topo Padilla Insurance Lic#: 1639213
Greg Padilla Insurance Lic#: 1570027

What Would Make a Person Choose One Bail Bond Company Over Another? | Topo Padilla of Greg Padilla Bail Bonds Explains

So what would make me choose one bail bond company over another?

Well first and foremost, the bail industry is made up of some of the most dynamic, motivated, hard-working people you’ll ever find in any industry.

In our industry over the past 20 years things have developed. There’s some large corporations that are in the bail bond industry that make up, you know a small segment of our industry. There are a lot of one and two-person operations where they might not have any employees that might just be partners and that’s it. And then there’s a segment, you know, kind of what we fall into here at Greg Padilla Bail Bonds. And that is we’re a family owned and operated business. We have 13 employees, we operate 24 hours a day, seven days a week. While you’re still dealing with a big company, which we are, we can handle anything and everything you need throughout the country. At the same time you’re going to get personal service. My father and I are here every day, one of my family members is pretty much going to be here every day. But even at that, the employees that work for us are people that have worked with us for us for long term. I have 25 year employees down to 5 year employees… that they’ve been with us.

And so you know what you want to do when picking on a bail bond company is as find one that is going to answer your questions and your concerns… and you feel comfortable those answers and those concerns. You you know, you kind of want to stay away from the fast-talkin’ sales pitch or the high pressured situations you want to make sure that you’re comfortable with what you’re being told your concerns are being addressed and in the timely manner. Because a lot of times when you call some of these smaller companies you know they might be off doing something else they don’t have any other employees they can call and they might not be able to address your situation as quick as you want.

The bigger corporations, you know they’re they’re great. I can’t say anything too bad about them other than the fact that those corporate dollars that they make may not stay in the community and not something you want to think about and they might have a bigger mindset of taking care of you personally you know just like some of the big fast food chains or not as good as the local restaurants that you can go to that good burger you can get at the hometown feel. And again, knowing that when doing business with a company like Greg Padilla Bail Bonds, your money is going to stay local. We’re going to stay in our communities, we’re involved in our communities, we take care of a lot of non-profit organizations we give to a lot of organizations in our community and you know that’s one of the reasons why I think a company like ours stays in business. We take care of our employees and at the end of the day our customers leave here knowing they came in with a handshake and often times they leave with a hug.

Topo Padilla Speaks Frankly About Proposed CA Bail Reform

Listen to Topo Padilla of Greg Padilla Bail Bonds Debate Senator Bob Hertzberg

LIVE on Airtalk Live with Larry Mantle | 1/17/2017

530-666-2400 – Yolo County

Bail Bonds Woodland

Bail Bonds Woodland

HOW BAIL WORKS AND OTHER FREQUENTLY ASKED QUESTIONS

Although bail bonds are a term that has cemented itself in the American lexicon, many people don’t understand what a bail bond is or how bail works, what the cost of a bail bond will be, or how posting bail works. We’re here to answer all of these questions (and many others) to help make the bail bonds process as simple as possible.
More >>

What Happens To My Bail Bond If I Missed My Court Date?

A bail bond has one purpose and that is to insure the appearance of a person in court. The bail bond is an insurance policy between the court and our agency to guarantee your appearance in court. The bail bond is valid for the entire time a person is going to court once the person is released on bail.
More >>

Download Forms

Per the instructions given by our agent, you can either fill the forms out and fax them back to our office at 916-446-1076, or if you have the ability, you can download the forms, print the necessary forms, fill the forms out, then you can either scan them and then e-mail them back to office@padillabailbonds.com or you can fax them to 916-446-1076. Again this process will be discussed with you by our agent at the time of your initial call.
More >>

Pay for Bail

To pay for your bail, click on the “Pay Now” button below, which will take you to a secure encrypted PayPal page where you can pay the amount of bail you have been required to pay.
More >>

Immediate bail bond services in Woodland (Yolo), California.
Nationwide service available.

Topo Padilla Insurance Lic#: 1639213
Greg Padilla Insurance Lic#: 1570027

530-934-9600 – Glenn County

Bail Bonds Glenn County

Bail Bonds Glenn County

It’s critically important you have the best team of bail bond agents on your side when you or your loved one needs bail bonds in Willows (Glenn), CA.

Greg Padilla Bail Bonds is the premier bail bond agency in Willows (Glenn) CA and surrounding areas. Contact Greg Padilla Bail Bonds Today: 530-934-9600 – Willows (Glenn) CA

HOW BAIL WORKS AND OTHER FREQUENTLY ASKED QUESTIONS

Although bail bonds are a term that has cemented itself in the American lexicon, many people don’t understand what a bail bond is or how bail works, what the cost of a bail bond will be, or how posting bail works. We’re here to answer all of these questions (and many others) to help make the bail bonds process as simple as possible.
More >>

What Happens To My Bail Bond If I Missed My Court Date?

A bail bond has one purpose and that is to insure the appearance of a person in court. The bail bond is an insurance policy between the court and our agency to guarantee your appearance in court. The bail bond is valid for the entire time a person is going to court once the person is released on bail.
More >>

Download Forms

Per the instructions given by our agent, you can either fill the forms out and fax them back to our office at 916-446-1076, or if you have the ability, you can download the forms, print the necessary forms, fill the forms out, then you can either scan them and then e-mail them back to office@padillabailbonds.com or you can fax them to 916-446-1076. Again this process will be discussed with you by our agent at the time of your initial call.
More >>

Pay for Bail

To pay for your bail, click on the “Pay Now” button below, which will take you to a secure encrypted PayPal page where you can pay the amount of bail you have been required to pay.
More >>

Immediate bail bond services in Willows (Glenn), California.
Nationwide service available.

Topo Padilla Insurance Lic#: 1639213
Greg Padilla Insurance Lic#: 1570027

Topo, What’s going on with the current movement for bail reform and the notion that bail bonds are unconstitutional?

Well there’s some movement started about five years ago that really and truly are aimed at making our criminal justice system have less teeth, not punishing as hard and stuff like that. And so now as we fast forward to 2015 2016 there’s groups running around the country really and truly acting as though people that are arrested are victims. And while they may or may not be, that’s none of my business and as a bail bonds and I don’t get involved in that. What I do want to get involved in is the defense of the bail industry. And that comes to the extent is this… number one how could something be unconstitutional that is in the Eighth Amendment of the United States Constitution? It is also contained in the California Constitution that bail bonds are a constitutional right. And the reason our forefathers gave people that right is so that they didn’t have to sit in jail while being and going to trial for their cases. It gave them the ability to pay for a way to be released from jail and not be under government monitoring.

So the current movement that is going on… there are lawsuits being filed throughout the country and a group… this Equal Justice Under the Law is going throughout this country… there are Harvard grads saying that bails is unconstitutional. And what they’ve done is they’ve gone in filed lawsuits and these relatively small counties and have scared these counties into settling, saying “OK bail is unconstitutional we won’t make people bail out of jail anymore.”.

They’re finally coming West they’ve got some lawsuits filed in San Francisco and one here in Sacramento and what they’re finding out is what people like mirror thing is this: so they want to have everybody released on a government-funded “own recognizance release” (OR) meaning the person would sign there there that promise to appear in court. Or even worse that they would sign a release giving probation or law enforcement agencies the responsibility of making sure that these people go to court. And one of the big problems with that is that people have to sign away their Fourth Amendment right to reasonable search and seizure if you’re released on one of these government bonds. And then you and everybody in your household is subject to search and seizure by law enforcement. And you know that’s just not what we want… that’s not what our forefathers had in mind when they guaranteed the right to reasonable bail.

So these lawsuits and all this movement that is going on throughout this country… while these people might have the right intentions when it comes to bail not being reasonable… which when the bail industry don’t disagree. We think bail schedules for instance in California are extremely high compared to places like Idaho, Nevada, and Florida, where they are almost too low and people really don’t have the financial chip in the game to come back to court, there’s got to be a balance. Getting rid of the bail industry is a tragedy and not because it’s my living. I mean believe I can go do something else that’s not the case. The case is do we want people to go to court? Do we want them to resolve their cases. If that is the case then the answer is yes then the best way to release somebody from jail is with the bail bond because we are going to make sure that they go to court take care of them their matter at no cost to the taxpayers.

You see, all these programs that this ej ul and all these other entities that are seeking bail reform want… all of them cost money and they’re going to cost you, the taxpayer, money. Thousands and millions and hundreds of millions of dollars throughout this country. The folks in New Jersey learned that real quick when they try to get rid of the bail industry and they saw how much was going to cost.

So the fact of the matter is these groups can shout for bail reform but really and truly who they are hurting… they say they’re defending the minorities that are are sitting and and languishing in jail, when in fact what they’re gonna do, is they’re going to put these people under more government monitoring. GPS monitors, where the government’s going to track you 24 hours a day… and you haven’t even gone to your first court date. You certainly haven’t been convicted… and you’re going to be under government monitoring. So that’s why when the bail industry you know sure we’re trying to save our industry because we believe in our industry. We believe in what we do. We believe in giving people the right to be released on bail bond while they’re going to court and while they’re waiting judgment of their case.

And so this is current notion of bail reform is it’s mixed in with a bunch of other people that really and truly have a misguided message that our criminal justice system is unfair to to certain people. I mean to think the notion that police are just out there arbitrarily arresting minorities to arrest minorities is is just it’s not true. It’s not… it’s not the message, it’s not what’s going on and they’ve hijacked certain things and they’re throwing bail into it now.

So we’re going to stand up for ourselves we believe in what we do. I know that our customers believe in what we do I mean, you know certainly again as I said in the beginning bail schedules are high. Do we need to fix them? Absolutely. We in the bail industry want to see them in a more palatable amount but we’ve tried we tried in our industry and to get to get the judges and the people the legislature to buy in what we’re saying… they’re kind of looking at it like it’s a self-serving thing.

NO. Bail schedules do need to come down and that’s where we could start

Listen to Topo Padilla of Greg Padilla Bail Bonds Debate Senator Bob Hertzberg

LIVE on Airtalk Live with Larry Mantle | 1/17/2017

What Should a Person Do If They Miss Court?

If a person is released on bail bond and they miss court the first thing they want to understand is this that the court is going to issue a bench warrant that bench warrant is for any officer that sees you or it comes in contact with you to take you back to jail.So what you want to do is immediately call your bail bondsman. Your bail bondsman is able to help you in a couple ways. One thing you can do is put you back on calendar immediately and get the bail bond reinstated.

You see when you purchase a bail bond you pay for it, one of the benefits is that we can get you back in court without you having to go back to jail. So call your bail bondsman immediately… we can do that we’re going to be the same person we are when we got you out of jail. You see our objective is to keep you out on bond the entire time you’re going to court. The last thing we want to see you do is pay us for a bail bond and go back to jail really truly do not want to do that. So we can get your new court date if you missed court.

You know to the contrary if you released on O R you have no advocate for you the only really way for you to get back on calendar is to go back to jail to turn yourself in and go to jail. That’s why you know a benefit of a bail bond is so that we can help you know to continue on remain out of custody the entire time.

Now one of the biggest things we face when people do miss court is them listening to their friends out on the street. Them listening to “oh my gosh the bounty hunters are going to come for you the cops are gonna come for everybody’s going to come for you and you need to become a fugitive. And the biggest thing I want to say is that you can’t trust the bondsman.” That’s false.If you can’t trust us and we burn our faith with you or anybody else in the community, I’m done in my industry. My bail bond company is done, so I don’t want to lie to you, I want to tell you the truth the facts what I can do, because if

I help you and somebody else in your family or friend goes to jail you’re going to advertisement I have to be truthful with you honest with you and tell you the reality is what’s going to happen. So, the bottom line is if you miss court, call your bail bondsman, we can get you back on calendar.

Now there’s gonna be times that you failed to appear maybe you’ve had multiple failures to appear of your case is pretty serious and a judge wants you back in his courtroom, that we may not be able to keep you out on bond. They may say we’re going to increase your bond.That too, we can help you. So you’re out on a twenty-five-thousand-dollar bond and you missed court and the judge is pretty hot at you for missing court and the DAwants your bail raised because they said “hey, you missed court once” yes they can raise your bail.

If they do that one of the other benefits that we can do, is if you are out on twenty-five-thousand-dollar bond and they raise your bill to 50 thousand dollars and this is something that everybody should know, I, as a bail bondsman, if you come to me and say I missed court,I can give you credit for that initial bond that you paid before so it’s 25,000our bond and they raise your bill that $50,000, I can give you credit for that bail bond that you’ve already paid for and then you would only have to pay the difference which is another $25,000. Granted, we don’t want to see that happen.I mean we’re not in this to just you know to make money at every turn every corner.

We want to help you, but there is times where the court is going to raise bail. So with that being said, the bottom line is this, we in the bail bond industry trust you to get you out of jail to have you go to court, You have to trust us, have faith in us, we are here to help you.That’s how we make a living… is by helping people, getting them out of jail while they’re going to court. So that they can go to court and resolve their matter and we want to help you through that process all the way.

You mentioned, “O R.” What is “O R?”

Well there’s two or three ways to the three ways actually get out of jail. One is a person can be released on an O R which is an “own recognizance” release or a citation and that’s where the court or the sheriff can release you on your signature… with no guarantee you know other than your promise to appear.

A bail bond is what we do and then there’s a property bond, where a person can put up property, which not and I’m talking about real property they have to have equity and real property and they can put that up to the court and you can be released from jail.

And that’s collateral…

Yes.

Thank you.